What To Do If You Get A Nasty Letter or Phone Call From:
Moorcroft Debt Recovery
Debt Recovery is a debt purchasing company or debt collecting company
in the site of DBSG
(The Debt Buyers and Sellers Group) and/or mentioned in consumer finance
forms. They have a legitimate function as debt collectors, but there
is some indication that some such companies (not necessarily Moorcroft
Debt Recovery), and especially the debt purchasing element, go a bit
too far sometimes and can make people's lives a misery when those same
people are at their most vulnerable. We do not suggest that they are
acting outside the law, but getting that letter or phone call is not
exactly helpful to you right now.
So the first thing
you must do if Moorcroft Debt Recovery is bothering you is not
to panic or despair. That's just what they want! They'd love
you to call their number and speak to their specially trained sales
team for 'advice'. But once you do that you'll be suggestible to whatever
they tell you, instead of getting independent advice. While we always
say that you should keep an open dialogue with debt collectors, we would
recommend that you do so in writing only. This will prevent them 'railroading'
you into any action which is not in your best interests, as they so
love talking people into doing things on the spur of the moment. Of
course, they are only doing their job, but that's hardly a consolation
for you in the present situation.
There are several
courses that are open to you, and some will suit your own situation
better than others.
A sensible option,
we would suggest, is a debt management plan or even an IVA - which is
designed to actually write off a large chunk of your unsecured debt.
But you would need to take advice on this and look at your income and
expenditure in detail. This option won't suit everyone. There's more
on this below.
For an alternative type of
loan you could apply for a 'logbook loan' which many
people find a very useful option. It is actually a loan secured on your
car, except you get to keep the car and keep the cash as well! That's
why some people find it such a good idea, as it unlocks the equity in
your vehicle without taking away your means of transport (there's no
need to sell the car). To apply
for a logbook loan click here.
Yet another option
is a no credit-check guarantor loan. This is especially
useful because your own credit rating is not looked at; you must find
someone else willing to act as a guarantor for you such as a friend
or family member. This is an ideal solution if you're at the stage where
your credit profile has been downgraded by recent events, etc. So click
the following link for Unsecured Loans
that don't need you to be credit checked.
If you wanted to
try a debt management plan, then we provide a whole-of-market service,
with a number of debt management experts on our panel. So whatever your
circumstances, your application will find the plan for you, meaning
the optimum outcome for your situation. It also means
there are no minimum requirements for debt levels or income.
So apply for a debt management plan using the form below.
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Also Known As: Moorcroft Debt Collectors, Moorcrofts, Moorcrofts Debt
Collectors, Moorcroft Debt Ltd.
Address: PO BOX 17, Moorcroft House, 2 Spring Gardens, Stockport SK1 4AJ
Telephone: 0161 477 2222
Fax: 0161 477 3864
Email: name @moorgroup.com
Extra Data: A dodgy PO box address means that you are unable to get a
signature for any letters you send (recorded or registered post, etc.)
Get a free QuickCreditScore
check by applying
Recovery and the Truth About Your Debt
Moorcroft Debt Recovery
Limited is a debt collecting company that has purchased your debt from
the original creditor (or in some cases another debt collecting agency)
for about 10% or less of the original value of the debt and is brazenly
trying to get the full sum of the original account from you.
Moorcroft Debt Recovery
Ltd will use all sorts of methods to get you to set up a standing
order in order to profit from you. You may already have experienced
bad dealings with them. They may phone you at strange times and do this
lots of times. They may write official appearing nastily worded letters
threatening to send someone round to collect the money in full or that
they will take you to court for the full amount. Their other tactics
may include saying that they will make a charging order on your home
or in some way bring about your destitution.
So ask Moorcroft Debt Recovery
for a copy of the original contract when you took out your loan or credit
To find out if you
qualify for an IVA or can benefit from a debt management programme,
try the IVA
Test. It's free to apply, and again you are protected by the consumer
laws regarding debt management at all stages. Click
here to go to the application form.
Data On Moorcroft Debt Recovery
you have any information that you would like honest people to know
about Moorcroft Debt Recovery then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.
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a look at the Insolvency Service's leaflet called 'In Debt', downloadable
of Debt Collectors
Moorcroft Debt Recovery website is part of DPC Registry website group.
All rights reserved. Complaints Against Moorcroft Debt Recovery.